@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#08285b;--deep:#061b3d;--ink:#172b49;--orange:#ff641e;--paper:#f7f6f2;--line:#dfe4e9;--muted:#55657a;--white:#fff;--max:1210px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'DM Sans',Arial,sans-serif;background:var(--white);font-size:16px;line-height:1.65}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}a:hover{color:var(--orange)}button,a{outline-offset:4px}h1,h2,h3,p,figure{margin-top:0}h1,h2,h3{font-family:Manrope,Arial,sans-serif;line-height:1.14;letter-spacing:-.035em}h1{font-size:clamp(2.7rem,5.2vw,5.3rem);font-weight:800}h2{font-size:clamp(2rem,3.3vw,3.4rem);font-weight:800}h3{font-size:1.25rem;font-weight:800}.wrap{width:min(var(--max),calc(100% - 48px));margin-inline:auto}.skip{position:absolute;left:-9999px;top:0;background:var(--orange);color:#fff;padding:12px;z-index:100}.skip:focus{left:12px}.topline{background:var(--deep);color:#d4dce9;font:700 11px/1 Manrope,Arial,sans-serif;letter-spacing:.16em}.topline-inner{height:32px;display:flex;justify-content:space-between;align-items:center}.site-header{position:relative;z-index:10;background:#fff;box-shadow:0 1px 0 #dce1e8}.nav-inner{height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;flex:0 1 260px}.brand img{width:260px;height:auto}.site-header nav{display:flex;gap:36px;align-items:center;font:700 14px Manrope,Arial,sans-serif}.site-header nav a{padding-block:9px}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:28px;border-radius:3px;font:800 13px Manrope,Arial,sans-serif;letter-spacing:.01em;transition:background .2s,color .2s,transform .2s}.nav-cta{background:var(--orange);color:#fff;padding:14px 20px;white-space:nowrap}.nav-cta:hover,.btn.orange:hover{background:#df4e0b;color:#fff;transform:translateY(-2px)}.btn{min-height:50px;padding:14px 22px}.btn.orange{background:var(--orange);color:#fff}.btn.ghost{border:1px solid #ffffffb3;color:#fff}.btn.ghost:hover{background:#fff;color:var(--navy)}.btn.outline{border:1px solid #fff;color:#fff}.btn.outline:hover{background:#fff;color:var(--navy)}.btn.dark{background:var(--navy);color:#fff}.btn.dark:hover{background:var(--orange);color:#fff}.eyebrow{display:block;color:var(--orange);font:800 11px/1.4 Manrope,Arial,sans-serif;letter-spacing:.17em;margin-bottom:18px}.eyebrow.light{color:#ffae80}.hero{height:min(720px,80vh);min-height:580px;position:relative;color:#fff;overflow:hidden;background:var(--deep)}.hero-media,.hero-shade{position:absolute;inset:0}.hero-photo{width:100%;height:100%;object-fit:cover;object-position:center 46%}.hero-shade{background:linear-gradient(90deg,rgba(4,20,47,.97) 0%,rgba(4,20,47,.87) 37%,rgba(4,20,47,.38) 73%,rgba(4,20,47,.13) 100%)}.hero-content{position:relative;z-index:1;height:100%;display:flex;flex-direction:column;justify-content:center;align-items:flex-start;padding-block:70px}.hero-content h1{max-width:700px;margin-bottom:24px}.hero-content p{font-size:18px;max-width:600px;color:#edf1f6;margin-bottom:34px;line-height:1.7}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-tag{position:absolute;right:0;bottom:0;z-index:2;background:var(--orange);padding:16px 28px;color:#fff;font:800 10px Manrope,Arial,sans-serif;letter-spacing:.16em}.intro-band{background:var(--paper);padding:65px 0}.intro-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:80px;align-items:end}.intro-grid h2{margin:0;max-width:570px}.intro-grid>p{font-size:18px;color:var(--muted);margin:0;max-width:540px}.section{padding-block:100px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:32px;margin-bottom:38px}.section-heading h2{max-width:620px;margin:0}.section-heading>p{max-width:330px;color:var(--muted);margin:0}.category-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.category-tile{display:flex;min-height:285px;flex-direction:column;align-items:flex-start;background:#f4f6f8;border:1px solid #e6eaee;padding:24px 19px 21px;transition:background .2s,transform .2s,color .2s}.category-tile:hover{background:var(--navy);color:#fff;transform:translateY(-5px)}.category-index{font:800 12px Manrope,Arial,sans-serif;color:var(--orange);margin-bottom:36px}.category-tile h3{font-size:1.35rem;margin-bottom:12px}.category-tile p{font-size:14px;line-height:1.55;color:#647388;margin-bottom:auto}.category-tile:hover p{color:#dde7f3}.category-tile>span:last-child{margin-top:22px;font:800 12px Manrope,Arial,sans-serif;color:var(--orange)}.split-feature{background:var(--deep);color:#fff;padding-block:64px}.split-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:80px}.split-image img{width:100%;height:465px;object-fit:cover}.split-copy h2{max-width:500px}.split-copy p{color:#d9e2ef;max-width:500px}.split-copy ul{padding-left:20px;color:#d9e2ef}.split-copy li{margin-block:7px}.text-link{font:800 13px Manrope,Arial,sans-serif;color:var(--orange);border-bottom:2px solid currentColor;padding-bottom:5px}.text-link:hover{color:#fff}.featured-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.guide-card{min-height:286px;border:1px solid var(--line);padding:27px;display:flex;flex-direction:column;align-items:flex-start;transition:box-shadow .2s,transform .2s}.guide-card:hover{box-shadow:0 16px 35px #061b3d18;transform:translateY(-4px)}.card-id{font:800 10px Manrope,Arial,sans-serif;color:var(--orange);letter-spacing:.15em;margin-bottom:35px}.guide-card h3{font-size:1.45rem;max-width:270px;margin-bottom:auto}.card-arrow{font-size:25px;color:var(--orange);align-self:flex-end}.ethics-band{background:var(--navy);color:#fff;padding-block:80px}.ethics-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px}.ethics-grid h2{max-width:540px}.ethics-grid p{font-size:18px;color:#dce6f2;max-width:560px;margin-bottom:30px}.page-hero{background:var(--deep);color:#fff;padding-block:70px}.page-hero-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:75px}.page-hero h1{max-width:590px;margin-bottom:20px}.page-hero p{font-size:18px;color:#dbe4f0;max-width:550px}.page-hero-photo{width:100%;height:420px;object-fit:cover}.stage-jump{display:flex;flex-wrap:wrap;gap:9px;margin-top:34px}.stage-jump a{border:1px solid #ffffff66;padding:8px 11px;font:700 11px Manrope,Arial,sans-serif;color:#fff}.stage-jump a:hover{background:var(--orange);border-color:var(--orange)}.index-layout{display:grid;grid-template-columns:205px minmax(0,1fr);gap:75px;padding-block:70px 110px}.index-aside{position:sticky;top:25px;align-self:start;display:flex;flex-direction:column;gap:12px;padding-top:17px}.index-aside>span,.aside-label{font:800 10px Manrope,Arial,sans-serif;letter-spacing:.15em;color:var(--orange);margin-bottom:10px}.index-aside a{font:700 13px Manrope,Arial,sans-serif;color:var(--navy);border-left:2px solid #dfe4e9;padding:6px 12px}.index-aside a:hover{border-color:var(--orange);color:var(--orange)}.index-section{scroll-margin-top:25px;margin-bottom:85px}.index-section-head{padding-bottom:26px;border-bottom:2px solid var(--navy)}.index-section-head h2{margin-bottom:8px}.index-section-head p{color:var(--muted);margin:0}.index-row{display:grid;grid-template-columns:55px 1fr 28px;gap:16px;padding:23px 0;border-bottom:1px solid var(--line);align-items:start}.index-row:hover h3{color:var(--orange)}.index-row .row-num{color:var(--orange);font:800 12px Manrope,Arial,sans-serif}.index-row h3{font-size:1.2rem;margin:0 0 4px}.index-row p{color:var(--muted);font-size:14px;margin:0}.row-arrow{color:var(--orange);font-size:21px}.guide-end{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center;margin-bottom:100px}.guide-end img{width:100%;height:390px;object-fit:cover}.guide-end p{color:var(--muted);font-size:17px}.policy-layout{display:grid;grid-template-columns:1fr 1.2fr;gap:100px;padding-block:100px}.policy-lead p{font-size:18px;color:var(--muted)}.policy-points section{display:grid;grid-template-columns:50px 1fr;gap:18px;border-top:1px solid var(--line);padding:26px 0}.policy-points section>span{font:800 13px Manrope,Arial,sans-serif;color:var(--orange)}.policy-points h3{margin:0 0 7px}.policy-points p{color:var(--muted);margin:0}.policy-photo-band{background:var(--paper);padding-block:70px}.policy-photo-band img{height:380px;width:100%;object-fit:cover}.policy-photo-band p{font-size:17px;color:var(--muted)}.article-top{background:var(--deep);color:#fff;padding:30px 0 140px}.breadcrumbs{display:flex;gap:10px;align-items:center;font:700 11px Manrope,Arial,sans-serif;color:#b6c7df;margin-bottom:65px}.breadcrumbs a:hover{color:#fff}.article-title{max-width:920px}.article-title h1{font-size:clamp(2.55rem,4.2vw,4.55rem);margin-bottom:22px}.article-title p{font-size:18px;color:#d9e4ef;max-width:730px}.article-hero{position:relative;margin-top:-105px}.article-hero figure{margin:0}.article-hero-photo{width:100%;height:480px;object-fit:cover}.article-hero figcaption,.article-support figcaption{font-size:12px;color:#6f7d8d;margin-top:8px}.article-layout{display:grid;grid-template-columns:240px minmax(0,760px);gap:75px;justify-content:center;padding-block:70px 80px}.article-aside .aside-sticky{position:sticky;top:30px;display:flex;flex-direction:column;gap:10px;max-height:90vh;overflow:auto;padding-right:15px}.article-aside a{font:600 12px/1.4 Manrope,Arial,sans-serif;color:#607086;padding-left:12px;border-left:2px solid #e5e9ed}.article-aside a:hover{color:var(--orange);border-color:var(--orange)}.article-aside .aside-back{margin-top:15px;font-weight:800;color:var(--navy);padding:0;border:0}.prose{font-size:17px;line-height:1.82;color:#293a50}.prose>p:first-child{font-size:20px;line-height:1.7;color:var(--navy)}.prose h2{font-size:clamp(1.65rem,2.4vw,2.3rem);color:var(--navy);margin:62px 0 20px;scroll-margin-top:30px}.prose h3{color:var(--navy);margin-top:35px}.prose p{margin:0 0 22px}.prose a{color:#cc480d;text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}.prose a:hover{color:var(--navy)}.article-support{margin:58px 0}.article-support img{width:100%;height:auto;object-fit:cover}.article-note{background:#edf3f9;border-left:4px solid var(--orange);padding:22px 25px;margin-top:60px;font-size:15px}.article-pager{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-bottom:105px}.article-pager a{border-top:2px solid var(--navy);padding:20px 8px;display:flex;flex-direction:column;gap:8px}.article-pager a:last-child{text-align:right}.article-pager small{font:800 10px Manrope,Arial,sans-serif;letter-spacing:.12em;color:var(--orange)}.article-pager span{font:800 15px Manrope,Arial,sans-serif}footer{background:#061b3d;color:#dce6f3;padding-top:72px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:70px;padding-bottom:55px}.footer-logo{width:255px;height:auto;filter:brightness(0) invert(1);opacity:.94;margin-bottom:12px}.footer-grid p{max-width:340px;color:#b2c3d8;font-size:14px}.footer-grid h3{font-size:13px;color:#fff;letter-spacing:.08em;text-transform:uppercase;margin-bottom:22px}.footer-grid a{display:block;font-size:14px;margin-bottom:13px}.footer-bottom{border-top:1px solid #ffffff25;padding-block:18px;display:flex;justify-content:space-between;gap:20px;color:#94a9c2;font-size:11px}@media(max-width:1000px){.category-grid{grid-template-columns:repeat(3,1fr)}.nav-cta{display:none}.site-header nav{gap:20px}.split-grid,.page-hero-grid{gap:40px}.article-layout{grid-template-columns:190px minmax(0,1fr);gap:38px}}@media(max-width:700px){.wrap{width:min(100% - 32px,var(--max))}.topline-inner span:last-child{display:none}.nav-inner{height:auto;min-height:78px;flex-wrap:wrap;padding-block:8px}.brand{flex-basis:200px}.brand img{width:200px}.site-header nav{gap:17px;font-size:12px}.site-header nav a:last-child{display:none}.hero{min-height:650px;height:auto}.hero-shade{background:linear-gradient(90deg,rgba(4,20,47,.93),rgba(4,20,47,.67))}.hero-content{min-height:650px;padding-block:55px}.hero-content p{font-size:16px}.hero-tag{font-size:9px;padding:12px}.intro-grid,.split-grid,.page-hero-grid,.ethics-grid,.guide-end,.policy-layout,.article-layout,.footer-grid{grid-template-columns:1fr;gap:25px}.intro-band,.section,.ethics-band,.policy-layout{padding-block:55px}.intro-grid h2{margin-bottom:10px}.intro-grid>p,.ethics-grid p{font-size:16px}.section-heading{align-items:start;flex-direction:column}.category-grid,.featured-grid{grid-template-columns:1fr}.category-tile{min-height:205px}.category-index{margin-bottom:12px}.split-image img,.page-hero-photo,.guide-end img,.policy-photo-band img{height:300px}.page-hero{padding-block:52px}.index-layout{grid-template-columns:1fr;gap:22px;padding-block:40px}.index-aside{position:static;flex-direction:row;flex-wrap:wrap}.index-aside>span{width:100%}.index-aside a{font-size:11px}.index-section{margin-bottom:55px}.guide-end{margin-bottom:60px}.article-top{padding-bottom:100px}.breadcrumbs{margin-bottom:42px}.article-hero{margin-top:-65px}.article-hero-photo{height:280px}.article-layout{padding-block:35px 55px}.article-aside{display:none}.prose{font-size:16px}.prose>p:first-child{font-size:18px}.article-pager{margin-bottom:60px}.article-pager span{font-size:12px}.footer-grid{gap:25px}.footer-bottom{flex-direction:column}.policy-layout{gap:20px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}

/* Estimate form integration */
.hero{height:auto;min-height:780px}.hero-content{display:grid;grid-template-columns:minmax(0,1fr) minmax(340px,480px);align-items:center;gap:48px;padding-block:60px;min-height:780px}.hero-copy h1{font-size:clamp(2.5rem,4vw,4.8rem)}.hero-estimate{position:relative;z-index:2}.hero-estimate h2{color:#fff;font-size:1.8rem;margin:0 0 15px}.estimate-kicker{color:#ffc6a7;font:800 12px Manrope,Arial,sans-serif;letter-spacing:.13em;margin-bottom:8px}.page-estimate{background:#eff4f8;padding:70px 0}.page-estimate .wrap{display:grid;grid-template-columns:minmax(220px,1fr) minmax(340px,680px);gap:42px;align-items:start}.page-estimate-intro p{color:#55657a}.footer-privacy{padding:0 0 25px;font-size:14px}.footer-privacy a{text-decoration:underline}@media(max-width:900px){.hero-content,.page-estimate .wrap{grid-template-columns:1fr}.hero-content{gap:24px}.hero-estimate{max-width:650px}.hero-tag{display:none}}